What are the disadvantages of selecting a highly proposed roofing contractor who does not have liability insurance policy?

by kenhodge13
Issue by cbmtrx: What are the negatives of selecting a extremely suggested roofing contractor who does not have liability insurance coverage?
This contractor arrives with very good references (our neighbors for a single), and has provided to do our roof for a very good cost. Nevertheless, he warned us that he does not have liability insurance policies.

What does this suggest? If a shingle falls on a passer-by, we could be liable and not the roofer? Or does it not address hurt

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